Privacy Policy

Last updated: November 13, 2024

At PrediQt AI Academy, we prioritize the privacy of our users, strictly adhering to India’s Information Technology Act, 2000, Information Technology Rules, 2011, and applicable data protection laws. This detailed Privacy Policy explains the types of information we collect, how we use, share, and protect that information, and your rights regarding personal data.

Scope and Consent

By accessing and using https://prediqt.ai, you agree to this Privacy Policy. Our practices comply with Indian laws, ensuring transparency, accountability, and respect for user privacy.

Types of Information Collected

Personal Information: Contact Details: Full name, email address, and phone number, which are necessary for account creation, communication, and transaction processing.
Account Information: Includes usernames, passwords, and profile data essential for secure access.
Financial Data: Payment information, processed via third-party providers following Payment Card Industry (PCI) compliance standards.
Sensitive Personal Information: Sensitive Data: We may collect additional information, such as location or biometrics (if applicable), that is considered sensitive per Indian data protection laws, and we ensure explicit consent for such data collection.
Usage and Technical Information: Device Data: Device type, IP address, operating system, and browser details. Interaction Data: Pages visited, time on site, and other user behavior insights, collected through cookies and analytics tools to enhance user experience.

Legal Basis for Data Processing

Prediqt.ai processes your data on these lawful bases:

Consent: For direct marketing, third-party sharing, or other data uses requiring explicit permission.
Contractual Necessity: To fulfill our commitments, including service delivery, account setup, and transactional processing.
Legal Obligation: For regulatory compliance, lawful requests from authorities, or protecting our legal interests.
Legitimate Interests: Improving services, safeguarding security, and fraud detection, balanced with user rights.

Purposes of Data Collection

Your information is used for the following purposes:

Account Management: Setting up accounts, verifying identity, and maintaining security.
Service Delivery: Tailoring services, facilitating communication, and processing financial transactions.
Improvement & Development: Enhancing site functionality, analyzing usage, and refining content and services.
Marketing Communications: With user consent, we send promotional updates and newsletters; users can unsubscribe anytime.
Compliance and Security: Fulfilling legal obligations, fraud prevention, data protection, and supporting law enforcement.

Data Sharing and Disclosure

We may share data in compliance with Indian data protection regulations:

Service Providers: Third-party vendors (e.g., payment gateways, hosting providers) necessary for core functionalities, each with contractual confidentiality obligations.
Business Transfers: If our company undergoes a merger or acquisition, we will ensure the new entity follows this Privacy Policy.
Compliance with Law: In response to legal processes, such as court orders, and regulatory requirements.
Affiliated Entities: Limited data sharing with partners or affiliates, maintaining strict data protection measures.

Cookies and Tracking Technologies

Cookies are used for:

Essential Services: Supporting logins, account settings, and language preferences.
Analytics: Collecting anonymous data to analyze traffic and improve user experience.
Marketing and Personalization: Delivering relevant content and ads based on behavior and preferences.

Users may manage cookies through their browser settings; however, disabling cookies could limit some features.

Security Measures

To protect personal information, we implement robust security measures, including:

Encryption: Ensuring that sensitive data, like payment information, is securely transmitted.
Access Control: Limiting access to personal information to authorized personnel.
Periodic Audits: Conducting regular audits to review compliance with data protection standards.

While we strive for high standards, users acknowledge that no transmission over the internet is fully secure.

Data Retention

We retain data as long as necessary for the purposes outlined:

User Accounts: Information is kept while accounts remain active.
Legal Requirements: Retention of data as required by Indian law for accounting, tax, and compliance.
Data Minimization: Periodic review and deletion of unnecessary data, with user requests to delete data honored where legally permissible.

User Rights under Indian Law

Per Indian data protection laws, you have rights regarding your data:

Right to Access: Obtain a copy of your personal data we hold.
Right to Correction: Request updates to inaccurate or incomplete information.
Right to Withdraw Consent: Revoke consent for specific data processing, like marketing.
Right to Erasure: Request deletion of data if legally and contractually feasible.
Data Portability: Obtain your data in a common electronic format.

International Data Transfers

Your data may be transferred and stored on servers outside India, following cross-border data transfer regulations. When transferring data internationally, we ensure adequate safeguards and contractual clauses to protect your information.

Children’s Privacy

Our services are intended for users 18 years or older. We do not knowingly collect data from children. If informed of any inadvertent collection, we will promptly delete the information.

Updates to This Policy

This Privacy Policy may be updated to reflect changes in data protection practices. Changes will be posted on our Site, with an effective date, and significant updates will be communicated via email.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, contact us at: info@prediqt.ai